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Case Study

₹10 Lakh Health Claim Rejected Over Smoking Allegation

An insurer rejected a ₹10 lakh aneurysm treatment claim alleging chronic smoking, but the Coimbatore consumer commission found the allegation unsupported by evidence and ordered payment with compensation and costs.

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Case Study

₹48,251 Health Claim Rejected Over Google Timeline

An insurer rejected a ₹48,251 hospitalisation claim partly because Google Timeline did not show the hospital, but the consumer forum relied on medical records and ordered payment with 8% interest.

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Case Study

₹2.85 Lakh Cancer Claim Rejected Over Two Injections

An insurer refused ₹2.85 lakh for cancer injections because no hospitalisation was needed, but the Karnataka High Court upheld the reimbursement and imposed ₹50,000 costs.

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Case Study

₹58,729 Health Insurance Claim Rejection Overturned

A ₹58,729 health insurance claim was rejected as medically unnecessary, but the Kangra Consumer Commission overturned the decision and ordered reimbursement with interest and compensation.

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Case Study

₹1.08 Crore Health Claim: Supreme Court Victory

A disclosed Type-II diabetic suffered a cardiac episode abroad and faced a ₹1.08 crore claim rejection over alleged pre-existing conditions — the Supreme Court ruled the repudiation was illegal.

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Case Study

Denied Abroad, Justice Won

A ₹88 lakh overseas cancer treatment claim was denied, then a consumer commission ordered ₹66.5 lakh paid.

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Case Study

No Disease Proof, ₹20L Ordered

Health insurance case involving claim denial and subsequent court-ordered compensation.

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Case Study

AI Cut ₹1.6 Crore Hospital Bill

Technology-assisted fraud detection in healthcare insurance claims.

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