Jayanagar 3rd Block East Bangalore-560011, Karnataka India
AI Risk Tools
AI Solutions Developed by BasketOption.Insure
Smarter insights. Faster decisions. Better protection.
Making the right insurance decisions starts with understanding your risks. However, identifying protection gaps, analysing insurance needs, and managing policies can often be time-consuming and confusing. At BasketOption.Insure, we use Artificial Intelligence (AI) to make this process faster, smarter, and more accurate.
Our AI-powered tools are designed to help both individuals and organisations understand their level of risk, identify gaps in their insurance coverage, and access insurance services with greater ease. Instead of relying on assumptions, these tools use relevant data and intelligent analysis to provide meaningful insights that support better decision-making.
Whether you want to know if your insurance is sufficient, understand your personal risk profile, assess your organisation's risk exposure, or manage your policy through WhatsApp, our AI tools make insurance simpler, more accessible, and more effective.
ARM — AI Risk Meter
The AI Risk Meter (ARM) is a smart assessment tool developed to help individuals understand their personal level of risk within just a few minutes. Instead of relying on assumptions, ARM evaluates multiple personal factors to provide a comprehensive risk assessment.
The tool analyses important parameters such as your age, income, occupation, lifestyle, family responsibilities, financial commitments, and existing insurance coverage. Based on this information, it calculates your overall risk level and identifies areas where your financial protection may be insufficient.
ARM goes beyond simply generating a score. It provides meaningful insights and personalised recommendations that help you understand your vulnerabilities and take informed steps towards achieving adequate insurance coverage.
Whether you are purchasing insurance for the first time or reviewing your existing policies, ARM helps you make decisions based on your actual risk profile rather than guesswork.
How It Benefits You
- Measures your personal risk level using multiple individual parameters.
- Provides a simple and easy-to-understand risk assessment.
- Identifies areas where your insurance may be inadequate.
- Offers personalised recommendations to improve your protection.
- Supports informed insurance decisions based on your unique circumstances.
- Helps you move towards adequate insurance coverage with greater confidence.
SRT — Sector Risk Tool
Every organisation faces different types of risks depending on its industry, size, operations, workforce, assets, and business activities. Understanding these risks is essential for making informed business and insurance decisions. The Sector Risk Tool (SRT) is designed to help organisations evaluate their overall risk position through an intelligent, data-driven assessment.
SRT analyses key organisational parameters such as the nature of the business, industry sector, operational processes, employee strength, infrastructure, assets, compliance requirements, existing insurance arrangements, and other relevant business factors. Based on this evaluation, it measures where the organisation currently stands from a risk perspective and identifies areas that require attention.
The insights generated by SRT help businesses understand their strengths, recognise potential vulnerabilities, and improve their overall risk management strategy. This enables organisations to make better decisions regarding insurance planning, business continuity, and long-term resilience.
Whether you are a small business or a large enterprise, SRT provides valuable information that supports smarter risk management and stronger financial protection.
How It Benefits You
- Measures your organisation's overall risk position using key business parameters.
- Identifies operational and insurance-related vulnerabilities.
- Highlights areas where risk management can be strengthened.
- Supports better business continuity and financial planning.
- Helps organisations make informed insurance decisions.
- Provides data-driven insights for improved long-term resilience.
WhatsApp Service Chatbot
Managing employee insurance benefits should be simple, fast, and hassle-free. Our AI-powered WhatsApp Service Chatbot has been specifically developed for our corporate clients, making it easier for both HR teams and employees to access essential insurance services directly through WhatsApp.
For HR professionals, the chatbot reduces the administrative burden associated with routine insurance requests by automating common policy-related services. Employees, on the other hand, can conveniently access their insurance information without waiting for manual assistance, enabling a faster and more seamless service experience.
The chatbot provides instant support for a wide range of policy-related services. Whether an employee wants to view policy details, request an endorsement, generate an e-card, check policy information, or raise common service requests, assistance is available through a secure and familiar WhatsApp interface.
By automating routine servicing, the chatbot improves operational efficiency for organisations while enhancing the employee experience through quicker access to insurance support. It serves as a smart digital assistant that simplifies corporate insurance management for everyone involved.
The Chatbot Can Help Employees
- View and understand their policy details.
- Raise requests for policy endorsements.
- Generate and download their insurance e-card.
- Get answers to common policy-related questions.
- Access important insurance services quickly and securely.
- Receive faster support for routine insurance requests.
How It Benefits Corporate Clients
- Reduces the administrative workload for HR teams.
- Enables employees to access insurance services independently through WhatsApp.
- Provides instant access to policy documents, e-cards, and policy information.
- Speeds up routine policy servicing and endorsement requests.
- Improves the overall employee insurance experience with faster support.
- Enhances operational efficiency through AI-powered automation.
- Makes corporate insurance management simpler, smarter, and more accessible.
By combining advanced AI technology with expert insurance guidance, our AI Risk Tools help individuals, families, businesses, and corporate organisations understand their risks, identify protection gaps, and manage their insurance with greater confidence. Instead of making decisions based on assumptions, you receive intelligent insights that enable you to make informed insurance decisions and build stronger financial protection for the future.
