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• 11 Sep 2024

Comparing Health Insurance Plans: Care Supreme vs. ICICI Lombard Elevate

When choosing a health insurance plan, it's crucial to consider various factors such as coverage, benefits, and costs. In this blog, we compare two popular plans: the Care Supreme Health Plan and the ICICI Lombard Elevate policy. Our goal is to provide an unbiased overview to help you make an informed decision.

Care Supreme Health
Key Features:

Cashless Healthcare Providers: Over 24,800+ providers offer cashless services, ensuring convenience and ease during medical emergencies.

Claims Settled: The plan boasts settling over 48 lakh claims, indicating reliability and efficiency.

Discounts: Offers a 5% exclusive discount with up to 30% renewal discount, making it cost-effective over time.

Award-Winning Service: Recognized as a Claims Service Leader, which adds to its credibility.

Coverage Details:

Age Range: Provides coverage for individuals from 18 to 99 years, accommodating a wide demographic.

Family Coverage: Options to include spouse and children, making it suitable for family protection.

ICICI Lombard Elevate
Key Features:

Comprehensive Coverage: Includes hospitalisation, day care treatments, and AYUSH treatments, providing broad protection.

Unlimited Sum Insured Reset: Offers the flexibility to reset the sum insured, ensuring continued coverage.

Discounts for Active Living: Up to 30% discount on renewals for maintaining an active lifestyle.

Additional Benefits: Includes pre-existing disease cover, ambulance services, and OPD benefits with additional premiums.

Coverage Details:

Network Advantage: Enjoys a 10% discount at Preferred Provider Network hospitals, with a 20% co-pay if opting for treatment outside the network.

Customizable Options: Allows customization of waiting periods and other benefits, providing tailored coverage.

Our Recommendation
Both plans offer unique advantages. The Care Supreme Health Plan is ideal for those seeking a straightforward, reliable option with extensive cashless provider access and significant discounts. On the other hand, the ICICI Lombard Elevate policy is well-suited for individuals seeking comprehensive coverage with flexibility in benefits and active lifestyle rewards.

Ultimately, the choice between these plans should be based on your specific needs, budget, and health priorities. We recommend reviewing each plan's details thoroughly and considering factors such as network hospitals, additional benefits, and personal health requirements. Visit https://basketoption.insure/ and explore the best plans available.